Terms of Service
Effective Date: October 12, 2025
Acceptance of Terms
By accessing or using HELOC Calculator (the "Service"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree, please discontinue use of the Service.
Service Description
HELOC Calculator is an informational tool designed to estimate potential Home Equity Line of Credit values based on user-provided inputs. Results are estimates for educational purposes only and do not constitute financial, legal, or tax advice.
No Financial Advice
The Service does not provide financial, investment, or credit advice. You should consult qualified professionals before making financial decisions.
User Responsibilities
- You are responsible for the accuracy of information you provide.
- You agree not to misuse the Service or attempt to interfere with its operation.
- Estimates are not guarantees of approval or specific loan terms from any lender.
Intellectual Property
All content, features, and functionality of the Service, including text, graphics, and software, are owned by heloccalc.com and protected by applicable intellectual property laws.
Third-Party Links
The Service may contain links to third-party websites. We are not responsible for the content or practices of those websites and provide links for convenience only.
Disclaimer of Warranties
The Service is provided "as is" and "as available" without warranties of any kind, express or implied, including merchantability, fitness for a particular purpose, or non-infringement.
Limitation of Liability
To the maximum extent permitted by law, heloccalc.com shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from or related to your use of the Service.
Changes to the Service and Terms
We may modify or discontinue the Service at any time without notice. We may update these Terms from time to time, and the updated version will be posted on this page with a revised effective date.
Governing Law
These Terms are governed by the laws of the United States and, where applicable, the laws of the State of California, without regard to its conflict of law principles.
Contact Us
For questions about these Terms, contact us at [email protected].