Privacy Policy

Effective Date: October 12, 2025

HELOC Calculator ("we", "us", "our") is a tool-focused website that helps users estimate potential Home Equity Line of Credit amounts. We respect your privacy and are committed to protecting it. This Privacy Policy explains what information we collect, how we use it, and your rights.

Information We Collect

• Calculator Inputs: Values you enter (e.g., home value, mortgage balance, LTV, rate, periods) are processed in your browser to produce results. We do not store these inputs on our servers.
• Device and Usage Data: When you visit our site, we may collect anonymized information such as IP address, browser type, pages viewed, and approximate location for analytics and performance monitoring.
• Cookies and Tracking: We use cookies and similar technologies to improve site functionality and analyze traffic.

How We Use Your Information

• Operate and improve the calculator and site experience.
• Understand aggregated usage patterns for performance and reliability.
• Comply with applicable laws and enforce our Terms.

Analytics and Third-Party Services

We use Google Analytics to understand site usage. Google Analytics may set cookies and collect usage information in accordance with Google’s policies. You can opt out by using browser settings or Google’s opt-out tools.

Data Retention

We retain aggregated analytics data for as long as reasonably necessary to analyze trends and ensure site reliability. Calculator inputs are not persistently stored by us.

Your Rights

Depending on your location, you may have rights to access, correct, delete, or restrict the processing of your personal data. To exercise these rights, contact us at [email protected].

Children’s Privacy

Our site is not directed to children under 13. We do not knowingly collect personal information from children.

Security

We use reasonable administrative, technical, and physical safeguards to protect information. No method of transmission over the internet is completely secure.

International Transfers

If you access the site from outside the United States, your information may be processed in countries where data protection laws may differ from those in your jurisdiction.

Changes to This Policy

We may update this Privacy Policy from time to time. We will post the updated version on this page with a revised effective date.

Contact Us

For questions or requests related to privacy, contact [email protected].