Privacy Policy
HELOC Calculator is a static educational website. We do not run user accounts, we do not ask you to sign up, and we do not collect personal information through the site itself. This policy explains the limited data that may be handled when you visit — mainly cookies related to advertising and aggregate analytics.
Information We Do Not Collect
There is no registration, no login, and no comment system on this site. We do not ask for your name, email address, phone number, or any financial details, and we do not store such information. Our calculators run entirely in your browser: the numbers you enter are processed on your device and are never sent to our servers.
Information That May Be Collected Automatically
Like most websites, we may use privacy-friendly analytics tools to understand aggregate usage — for example, which pages are visited most often — so we can improve our guides. This kind of analytics is statistical and is not used to identify individual visitors. Our web host may also keep standard server logs (such as IP addresses and browser types) for security and operational purposes.
Cookies and Advertising
We use cookies, and we allow third-party vendors to use cookies, for purposes including serving ads and measuring their performance. Specifically:
- Google and AdSense. Google's use of advertising cookies enables it and its partners to serve ads to you based on your visit to this site and other sites on the internet. You may opt out of personalized advertising by visiting Google's Ads Settings. Alternatively, you can opt out of some third-party vendors' use of cookies for personalized advertising by visiting aboutads.info.
- Browser controls. You can set your browser to refuse cookies or to alert you when cookies are being sent. Note that some parts of the site may not function as intended if you disable cookies.
We do not control the cookies set by advertisers or other third parties, and their use is governed by their own privacy policies.
Third-Party Links
Our guides may link to external websites, such as government resources or lender pages. We are not responsible for the privacy practices of those sites. We encourage you to read the privacy policy of any site you visit.
Children's Privacy
This website is not directed at children under 13, and we do not knowingly collect information from children. The content concerns home financing and is intended for adult homeowners.
Changes to This Policy
We may update this privacy policy from time to time — for example, if we add new features or change analytics providers. When we do, we will post the updated policy on this page. Continued use of the site after changes are posted means you accept the updated policy.
Contact Us
If you have questions about this privacy policy, please reach out through our contact page.
Frequently Asked Questions
Does HELOC Calculator collect my personal information?
No. The site has no user accounts, no sign-ups, and no features that ask for personal information. We do not collect names, email addresses, or financial details through the site itself.
Does this site use cookies?
Yes. Like most websites, we and our advertising partners may use cookies — including advertising cookies from Google — to serve ads, measure performance, and understand aggregate usage. You can control cookies through your browser settings.
How can I opt out of personalized advertising?
You can opt out of personalized advertising by visiting Google's Ads Settings and turning off ad personalization. You can also manage cookies directly in your browser settings at any time.
Is this website directed at children?
No. HELOC Calculator is intended for adults and is not directed at children under 13. We do not knowingly collect information from children, and financial topics on this site are aimed at adult homeowners.
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